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PAYUP AND ZERVANT

A Zervant alternative with no VAT added

Zervant's free plan has 5 customers and 5 invoices a month. Starter is £107.88 a year and Pro £191.88, both before VAT, and a business that isn't VAT registered pays Finnish VAT at 25.5% on top. Card payments cost 2% + €0.25 an invoice, and online bank payments €0.99 plus VAT.

Payup Basic is £20 a year with nothing added, and bank transfers cost nothing.

SIDE BY SIDE

Payup and Zervant, side by side.

PayupZervant
Free plan25 invoices or quotes a year5 customers, 5 invoices a month
Cheapest paid plan£20 a year£107.88 a year before VAT (Starter)
VAT on the plan if you're not VAT registeredNone addedFinnish VAT, 25.5%
Card feeStripe's own fee on your Stripe, nothing added2% + €0.25 an invoice
Bank payment feeNone€0.99 + VAT an invoice, for online bank payments
QuotesYesYes

Zervant's prices are before VAT. Super Basic isn't VAT registered, so our prices are the full price. Zervant's details checked on 8 November 2026 from its own pages, listed at the bottom of this page. Prices change, so check before you choose.

WHERE WE DIFFER

Why people move from Zervant.

  • £20 a year, against £135.39 a year for Zervant Starter with Finnish VAT
  • Bank transfers cost nothing on every invoice
  • Card payments at Stripe's own fee on your Stripe, with nothing added by Payup

WHEN ZERVANT SUITS BETTERYou invoice 5 customers or fewer and want to pay nothing at all.

MOVING ACROSS

Moving from Zervant to Payup.

  1. Add your business details

    Your name, address and bank details, once. Say whether you're VAT registered.

  2. Connect your own Stripe

    On Basic, connect Stripe so card payments cost Stripe's fee and nothing more.

  3. Send your next invoice from Payup

    Use Payup for new work, and leave old invoices in Zervant until they're paid.

  4. Keep your accountant happy

    Payup gives you downloads for spreadsheets and accounting software.

QUESTIONS

Zervant questions

Does Payup add VAT to its price?

No. Super Basic Limited isn't VAT registered, so Basic is £20 a year in full. Zervant's prices are before VAT, and businesses that aren't VAT registered pay Finnish VAT at 25.5%.

Do bank transfers cost anything on Payup?

No. Every invoice can be paid by bank transfer with a reference for each customer, at no cost.

Is Payup free?

Yes. Free has 25 invoices or quotes a year and 1 payment page. Basic is £20 a year for 1,000, and Super is £10 a month with no cap.

More comparisons

Where the rival details come from

Checked on 8 November 2026. Names belong to their owners, and we're not linked to any of them. Tell us at hello@thesuperbasic.com if anything here is out of date and we'll fix it.

Send your first invoice free.

Add your business details once, then send an invoice in a minute.